Overview - Fincraft^TMNACH授权管理系统（MMS）

The National Automated Clearing House (NACH) mandate was released by the National Payments Corporation of India (NPCI). NPCI implemented a web-based solution to enable direct debit and direct credit transactions across businesses and consumers while eluding the high priced credit card payment networks and processing fee of paper based checks.

NACH，有助于直接节省交易费用，从而为所涉利益相关者提供利润。它主要用于制作本质上反复出现的高价值借记/信用交易。它支持两种类型的交易类型，一种是直接信贷，另一种是直接借方。

与Fincraft^TMMandate Management System banks can now streamline payments processing and improve operational efficiency.

Mandate management is a solution designed according to the guidelines of NPCI that helps in creation, amendment and cancellation of mandates for NACH debit and credit transactions. It is an online system to handle incoming data from destination after being processed and validated as per NPCI.

奈利托has developed an online application that acts as a bridge between the bank and NPCI so that end-to-end operations for NACH mandates are met. The system has been designed according to the guidelines and standards of NPCI. The solution helps in reconciliation of mandates. The security and other standards are also maintained as per NPCI. Member banks can build their own solutions to address specific corporate and user needs for mandate management, thus ensuring better efficiency in customer service through a predominant mandate management system.